Pay Later Loan for General Goods

We offer a service for purchasing goods on credit before installment payment allowing you to choose and buy various items such as electrical appliances, tools, and other consumer goods. You can take the goods with you and make payments in installments.

You can process your application at a branch near you. Find a branch here.

  • The interest rate is 0.79%-0.84% per month (equivalent to effective rate 17%-18.10%)
  • Borrow as necessary and repay responsibly.

Loan Details

Product Highlights

Get the goods first, pay later in installments

No guarantor or collateral is required

Comfortable installment plan for up to 60 months

Required Documents

1. National ID Card
2. Copy of Household Registration (photocopy)
For new customers, additional supporting documents are required. Please provide one of the followings:
- Latest electricity bill and payment receipt for the most recent month or
- For agricultural professionals; Agricultural Registration Book, Aquaculture Farmer ID Card, Rubber Farmer ID Card or 
- Income verification documents such as salary certification letter, employment certification letter, pay slips (carbon copies) for the past 3-6 months along with employee ID card or bank statements for the past 3 months.

Loan Qualifications

1. Individuals aged 20-60 years
2. Having general occupations such as company’s employees, merchants, riders for motorcycle delivery, motorcycle taxi, etc.
3. Not being blacklisted by the Company.

Note*: Loan approval is subject to the conditions set by the Company.

1. Interest rates and fees are in accordance with the Company’s announcement.
2. Interest rates and fees are calculated based on principal and interest reduction.
3. For the loan consideration, the qualifications of the borrower, guarantor, collateral, and credit limit are at the discretion of the Company.

Fast and Convenient. Get your money quickly

Don’t wait. Find a nearby branch now

Calculate your loan

Required Loan Amount
Repayment Period

Calculation Result

No. of Installments

0 บาท/เดือน

Amount of Interest

0 บาท/เดือน

*The aforementioned interest amount is already included in the initial installment payment.


  • The above monthly installment calculations are approximate and cannot be used as a reference or basis for loan applications.
  • Interest rates inclusive of fees may vary according to the Company’s announcements.
  • Loan approval is subject to the discretion of the branch based on the Company’s criteria.
  • Choosing a longer repayment period will result in paying more total interest over the term of the contract.